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AI quick-add
Type or say "lunch 12 bucks" and Heo files it: amount, merchant, category, date. No forms.
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Scan a receipt
Snap a photo. Heo reads the total and merchant and drafts the expense for you to confirm.
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Multi-currency
Spend in any currency. Heo keeps your base currency totals straight while you travel.
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Budgets & insights
Set budgets per category and see where the money actually goes, in plain charts.
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Face ID lock
Lock the app with Face ID, Touch ID, or a PIN. It all happens on your device.
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Offline-first
Add and read your expenses with no signal. Everything syncs when you're back online.